Our products

Probate loans for beneficiaries and executors

Helping administrators to unlock estates and beneficiaries to access cash when they need it.

How can we help?

Our loans let customers borrow against the value of the estate, rather than their own personal assets.

Beneficiaries can take advantage of our Inheritance Advance, which allows them to access up to 50% of the money they are due at any time, before or after the grant of probate.

Executors can use our Estate Advance to unlock cash that is tied up in estate assets. This money can be used for paying legal costs, Inheritance Tax and other valid testamentary expenses.

With all of our products, there is no personal liability on behalf of the borrower, and no undertaking required from the administering solicitor. Funds can be made available in a matter of days.

The products in detail

	Inheritance Advance	Estate Advance	Estate Advance for IHT
What they say?	"Is there no way I can get some of my inheritance sooner?"	"How can we cover bills if there's no cash in the estate?"	"I need some way to cover IHT so I can get the grant of probate."
Who is it for?	Beneficiaries	Executors/PRs	Executors/PRs
What can it be used for?	Almost anything	Testamentary costs	Inheritance Tax
Maximum borrowing	Up to 50% of inheritance	Up to 25% of estate value	Up to 100% of IHT liability
Regular repayments	Not required	Not required	Not required
Personal liability	None	None	None
Interest charged	1.80-1.95% per month	1.80-1.95% per month	1.65% per month
Who receives the money?	Paid to beneficiary bank account	Paid to administering solicitor	Paid directly to HMRC
How is it repaid?	Repaid out of customer's inheritance	Paid by estate as testamentary expense	Paid by estate as testamentary expense

Contact Advanced Inheritance

Get in touch with our partnerships team

partners@advin.co.uk

0808 258 9700